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How
To Protect Your Vehicle's
Value
After An Accident
INSURED - When your insurance is paying for your damage.
CLAIMANT - When another insurer is paying for your damage.
DEPRECIATION/BETTERMENT - Term used in the insurance industry when a parts such as a tire is replaced, the company pays for the unworn part and the customer pays for the amount that was worn.
Knowing your rights is a must to protect the value of you automobile!
Whether you are at fault or not, call your agent and let them know that you have been in an accident; and where you are going to have the repairs done.
Call the other insurance company if you are not at fault (a Claimant) and let them know who will be repairing your vehicle.
If you are a Claimant they have to provide you with a rental vehicle when repairs begin or right away if your vehicle is not driveable, safe or legal.
When contacting the insurance company, information you will need to get:
Name of Person Contacted
Phone number Fax number
Claim # ( ) Claimant ( ) Insured
Insurance Company Name
There are many deceiving word tracks to make the vehicle owner think that he or she has to be directed to one of the Insurance company shops that work for them.
Take note of names of the person and all deceiving word tracks used, such as!
If you don't take your vehicle to one of our shops, we might not pay your rental. (Deceiving)
You can take it to that shop but if you have any problems we may not be able to help you. (Deceiving)
Our shops have guarantees, I don't know if they have any or not. (Deceiving)
You can take it to that shop but that is why your rates are so high. (Deceiving)
That shop is not on our list of preferred shops! (How they say it) (Deceiving)
You can go to that shop but it may cost you more. (Deceiving)
If you take your vehicle to someone that is not on our list, it may take longer to get your
repairs started. (Deceiving)
Beware, Be Smart, Protect your Automobile's Value!
Information Courtesy of
Boyd W. Dingman
Dingman's Collision Center, Omaha NE
(402) 558-3535
Nebraska Autobody
Association
PO Box 145
Clay Center, NE 68933
nz41254@windstream.net
Fast
Answers
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http://www.nebraskaautobody.com
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